A rise in the number of individuals shifting from traditional methods of carrying out activities to a digital approach has obtained the highlight. Every business, including shopping, grocery, medical, etc, has come forward to ease the trouble of their customers by letting them shop from their comfort.Banks have also hopped into the technology industry to compete; therefore, here comes the convenient mode of banking, named e-banking.

Banking mobile-based applications doesn’t require its users to stand in long queues for paying bills, check transactions, etc. Instead, all they need to do is create an account using the app, after which the users can view their bank details. Not only this, but transactions can be made directly from the app. 

Did you know?

Managing money and transactions using mobile-based apps for banking saves up to 96 million hours of time and 24 million miles of travel.

Are you willing to introduce online banking for your customers? Well, you can reach any top app development company in USA for a perfect app development. It is also essential to emphasize on the features you offer that’ll attract your customers.So, what are you waiting for? Here are a few features you shouldn’t miss. Let’s get started!


Ideal Features for a Successful Banking App

The top 9 features that are necessary to build a successful banking application are:


Decent Interface

A banking app doesn’t require a lot of navigation and creativity. All it needs to have is a decent interface that every kind of user can figure out about using the same. Create large text and buttons for easy spotting.


Inclusion of History and Other Details

An ideal banking app is not the one that views your account balance accurately, but it must have other information such as address and contact. Apart from other details, users must be able to check their transaction history. Only then will people opt for your smartphone application, else it’s of no use.


Instant Customer Service

Customer service is offered by all online services with the purpose of solving customer’s queries. Thus, including customer service in the app that connects them with a financial advisor will be a great feature.


Nearby Branch Spotting

Online banking is great, but what if customers need to visit the branch of their bank in case of emergency? Well, here’s a solution! You can include a GPS feature that will help users locate nearby branches and ATMs.


Safe Spending

It is hard for anyone to sit down and plan a complete budget. Therefore, the ‘safe spending’ feature will let them add an amount they can spend. Furthermore, the feature will alert the user about the amount left for spending so that they do not spend recklessly.


Instant Photo Bill Payment

The instant photo bill payment will allow the users to click a picture and upload their bill using the app. Doing this will set their one-time payment, saving a lot of time on filling in the details.


Dashboard Customization

For easy navigation in the app, users can bring their most-used actions to the dashboard. Additionally, the menu or interface can be customized accordingly.


Two-Factor Authentication

Sometimes, users don’t feel secure while using an online mode of banking. To create a safe environment for them, introduce two-factor authentication in your banking mobile application. You can use a combination of password and biometric, or any other gesture-based method.


Quick Check Deposits

The icing on the cake is the check deposit feature, by which users can immediately deposit their check by uploading pictures on the app. The most important benefit is it’ll save their time; therefore, making this feature a convenient option for the customers.


Wrapping Up

As a service provider, you must offer what customer demands in today’s fast-paced world, and there’s nothing better than offering a convenient method of banking.E-banking, same as any other business, is an excellent way to let users sit at their place and perform transactions. Answer it yourself, what will you choose between getting things delivered at your doorstep or going out to grab the same services or products?

For more technicalities about creating your own platform using the above-mentioned features, reach out to the best app development company USA and get a solution.